American Guardian Customers2026-10-06T20:40:41+00:00

American Guardian Warranty Services, Inc. currently administers over 600,000 service contracts for customers annually.

Here are a few of the added benefits provided by our programs.*

Swift, Detailed Claims and Customer Service

While traveling, repairs can be made at any authorized repair facility in the United States or Canada. If so desired, transient claims can be reimbursed through our national credit card accounts: American Express, MasterCard or Visa. Through our insightful customer service representatives, customers have the ability to check on their claims.

Roadside Assistance

National Roadside Assistance through our Provider for towing and other emergency needs. If you have a breakdown or need other assistance, call the toll-free number 24 hours a day.

Contract Transferability

In the event you sell the covered vehicle to another private party, you may apply for transfer of coverage to the new owner.

Wear & Use

Included in all four tiers of the Compass Protection Plan, is the replacement of covered components resulting from the gradual reduction in performance due to normal wear and use, when the wear exceeds the manufacturer’s specification.

100% Guaranteed Part Replacement

If a part covered by the contract fails a second time during the term of the contract, all repair charges are paid by your service contract. No deductible, no extra repair charges, Guaranteed.

Cancellation Policy2026-09-11T22:22:08+00:00

If AGWS has to cancel the class for any reason, a full refund of the payment will be issued. If the attendee would prefer, we can retain the payments towards a future class.

If circumstances change and the registered person cannot attend a class, the dealership may send someone else in their place. Changes need to be communicated immediately.

If no one is available to take that spot in the class, a full refund will be issued as long as cancellation is communicated AT LEAST 24 HOURS PRIOR to first class. If a cancellation occurs less than 24 hours before the first day, the refund will be reduced equal to the cost of the hotel room for one night.

Transportation2026-09-11T22:22:29+00:00

Transportation from the hotel to the office and back is included. Transportation to and from the airport will be at the attendee’s expense.

On Arrival, plan to arrive the afternoon or evening of the night prior to your first class. For departure, allow sufficient travel time to the airport. Your return flight should not be any earlier than 6:00pm of the last day of classes.

It is highly recommended that you make reservations for your ground transportation to the airport in advance. Depending on your return flight time, you may prefer to have the transportation company pick you up directly at the AGWSU training facility on the last day.

Warrenville Location
You may plan to fly into either of Chicago’s airports: Midway or O’Hare. Both are about the same distance from the hotel and training facility, so make your reservations according to your own airline preference based on your departure city.
Returning to airport, you may be picked up at the training facility.

Two ground transportation options to consider are:
• West Suburban Limousine: 1.630.668.9600
• American Taxi: 1.800.244.1177

(Neither of these companies is affiliated with AGWS in any way and there are many other convenient options available.)

Reservations are highly recommended in regards to your choice of transportation. The AGWSU trainers or AGWS employees are not able to make these arrangements for you.

Shuttle to Training Each Day
AGWS will make arrangements for a shuttle to transport all attendees to and from the hotel each morning and afternoon. Make sure to be in the lobby each day by 8:40 am. If this time or arrangement should change, all attendees will be properly notified.

Payment for Class2026-10-01T18:24:24+00:00

Once a registration form has been sent in, an acknowledgment email will be sent to attendee. At that time, a check should immediately be sent in to AGWS for payment for the class. This payment information is the same no matter what location/class you select.

Make checks payable to AGWS and mail to:
AGWS
Attn: Helen Stone
P. O. Box 768
Warrenville, IL 60555

Amount to send is based on when registration form is sent in. See bottom of form for amount. Payment MUST be received prior to the first day of class. Any other arrangements must be approved by Helen Stone prior to the first day of class.

Contact information for Helen Stone:
Phone: 800.579.2233 x4175 or 630.534.4175
Email: events@agws.com

Accommodation & Meals2026-09-11T22:17:18+00:00

Hotel accommodations for all attendees of each session are be made by AGWS for arrival the night prior to the first class and check-out on the day of the last class.

Cost of the hotel room and any related taxes will be paid by AGWS. Any additional days that an attendee wishes to extend their stay or any other charges put on the room will be at the attendees expense.

Unless otherwise requested, all rooms have a king sized bed.

If there is a change of hotel accommodations, attendees will be notified.

Your hotel information will be updated with your confirmation. If there is a change of hotel accommodations, attendees will be notified.

Meals
Hot breakfast is offered by each hotel and is included on each day that classes take place.

Lunch during the training days is being provided at the AGWSU training facility.

Please notify AGWS of any special dietary requests on your registration form. We will do our best to make all accommodations. All other meals are at the attendee’s own expense. All hotels have a restaurant on-premise.

Warrenville Location
There are a number of other eating choices within a short walking distance from the hotel, or arrangements can be made with the hotel to have the shuttle take you should you wish to leave the property.

What is the phone number for AGWS?2026-09-11T19:55:36+00:00

Our phone number is 800.579.2233 and we can be reached Monday – Friday from 8 a.m. – 6 p.m. CST.

What is the address for AGWS?2026-09-11T19:55:35+00:00

Our Corporate office is located in Illinois. Our mailing address is:

American Guardian Warranty Services, Inc.
PO Box 768
Warrenville, IL 60555

What are the business hours for AGWS?2026-09-11T19:55:36+00:00

Business hours are Monday – Friday 8 a.m. – 6 p.m. CST.

What are the steps to get authorization outside of my selling dealer?2026-09-11T19:55:36+00:00

You are able to choose the repair facility of your choice.

  • The repair facility must be both a licensed business and are able to confirm their appropriate business insurance.
  • We pay the repair facility directly for authorized repairs by our corporate credit card.
  • All repairs must be approved in advance by AGWS for any repairs to be covered under your contract.
  • Provide the repair facility with your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc.
  • Authorize the repair facility to diagnose the problem with the vehicle.
  • The repair facility must obtain repair authorization from American Guardian Warranty Services, Inc. prior to completing repairs.
  • Any repairs not authorized by AGWS, (claims without prior authorization) are not guaranteed reimbursement.
What do I need to do to obtain vehicle rental authorization?2026-09-11T19:55:36+00:00
  • Rental car coverage may be available with your contract.
  • Please review the Terms and Conditions for specific details on your specific contract.
  • Please have your repair facility indicate your request for rental consideration when the claim is initiated.
Where can I take my vehicle for repairs?2026-09-11T19:55:36+00:00
  • If you purchased your contract from a Dealership with a repair facility, AGWS recommends you take your vehicle to that Dealership.
  • If that is not possible, you may take your vehicle to a repair facility of your choice as long as it is both a licensed business and is able to confirm appropriate business insurance.
  • AGWS has National Fleet Accounts with Firestone, Pep Boys, AAMCO, Interstate Transmissions, MultiState, and Mr. Transmission and you may take your vehicle to any of these repair facilities.
  • Our Customer Service Department is available Monday – Friday from 8 a.m. – 6 p.m. CST at 800.579.2233 and can assist you in locating a repair facility.
Do you have a list of repair facilities in my area where I can have my vehicle serviced?2026-09-11T19:55:36+00:00
  • AGWS recommends that you take your vehicle back to the Dealership from which you purchased it.
  • You can take your vehicle to the repair facility of your choice as long as they are both a licensed business and are able to confirm their appropriate business insurance.
  • Otherwise, AGWS has National Fleet Accounts with Firestone, Pep Boys, AAMCO, Interstate Transmissions, MultiState, and Mr. Transmission.
How do I know if a repair or part is covered?2026-09-11T19:55:36+00:00

Your coverage level is indicated on the front page of your contract.

  • There will be a box checked indicating which coverage level you have purchased. (If no box is checked, please look at the bottom of the first page for any default coverage.)
  • On a subsequent page in the Terms and Conditions, components are covered by either;
  • Being specifically named – or – not excluded from coverage (Platinum).
  • Please be aware that repairs are not covered until evaluated by our Adjusters and authorized in advance by AGWS.
  • Please note that reimbursement is not guaranteed.
How can I receive a quote for coverage on my vehicle?2026-09-29T21:05:15+00:00

AGWS does not sell directly to consumers. We recommend that you return to your selling Dealer for further information.

We can refer you to a local Dealer in your area. You may also e-mail our customer service department at customerservice@agws.com anytime with your questions or call at 800. 579.2233.

Who do I call if my car breaks down on the road?2026-09-11T19:55:36+00:00
  • Your contract may include Roadside Assistance benefits.
  • Please consult your service agreement for the Roadside / Motor Club Provider’s Toll-Free Number.
  • This can be found in the Terms and Conditions pages of your agreement.
  • You may also be asked for the Coverage Code once you have made contact with the provider.
When does my contract expire – in time or miles?2026-09-11T19:55:36+00:00

Your contract expires in time or expiration mileage, whichever comes first.

How can I renew my contract?2026-09-11T19:55:36+00:00

AGWS does not sell directly to consumers and cannot renew your contract. We recommend that you consult your selling Dealer.

What should I tell them once I drop it off?2026-09-11T19:55:36+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated at the bottom of your contract.
  • Please notify the repair facility that you have a service contract administered by American Guardian Warranty Services.
  • Give the repair facility your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233.
  • Authorize the repair facility to diagnose the problem with the vehicle.
  • The repair facility must obtain repair authorization (authorization number) from American Guardian Warranty Services, Inc. prior to initiating any repairs.
How can I receive a copy of my contract?2026-09-11T19:55:36+00:00
  • Please call our Customer Service Department at 800.579.2233 during business hours.
  • We are open from 8am to 6pm CST.
How do I transfer my contract when I sell my vehicle?2026-10-01T18:06:03+00:00

For American Guardian Warranty Services, Inc. contract transfers, the following must be submitted:

  • This completed and signed Transfer Request form.
  • A check payable to American Guardian Warranty Services for the transfer fee amount stated in your contract.
    If you do not know the transfer fee amount required per your contract, contact AGWS at (800) 579-2233.
  • Copies of all original maintenance records and receipts for the transferred vehicle during the time the vehicle was owned by the original contract holder.
  • All documents must be sent to: American Guardian Warranty Services, Inc., PO Box 768, Warrenville, IL 60555.
    Call 800.572.2233 with any questions.

For EcoPro Products transfers, the following must be submitted:

  • This completed and signed Transfer Request form.
  • Email the completed and signed Transfer Request Form to transfers@ecoproproducts.com or mail to:
    EcoPro Products, P.O. Box 768, Warrenville, IL 60555.

The Following Conditions Apply:

  • The contract that is being transferred must be paid in full.
  • The transfer can only occur between two private parties. It may not be assigned separately from the vehicle, nor can it be transferred to a car dealership, retail seller, commercial seller, or anyone other than the individual person that purchased the vehicle.
  • The Transfer Request form and all required documents must be submitted within 30 days of the date of sale to the new vehicle owner. Incomplete requests will not be processed.

WE RESERVE THE RIGHT TO REJECT A TRANSFER IF THE ABOVE CONDITIONS ARE NOT MET.

How do I cancel my contract and check the status?2026-09-11T19:55:36+00:00
  • To cancel your contract, please contact the Dealership where you purchased your agreement.
  • The Dealership is responsible for processing your cancellation and issuing any refund, if eligible for one.
  • Any payments on eligible refunds will be paid to either the Dealer or the Lienholder.
  • If the Dealership is no longer in business, please contact our Customer Service Department at 800.579.2233 M – F from 8 a.m. – 6 p.m. CST.
Where do I take my Heavy Duty Truck or Bus for repairs?2026-09-11T19:55:36+00:00

If you purchased the service agreement from a Dealership with repair facilities, we recommend returning to them if possible, otherwise you may select a repair facility of your choice. Our Customer Service Agents are available to assist you in locating a repair facility.

Who do I call if my truck or bus breaks down on the road?2026-10-01T18:06:36+00:00
  • Contact your Roadside Assistance provider listed on the front page and within your vehicle Service agreement.
  • Have your vehicle taken to your selling Dealer for repairs.
  • If that is not possible, contact the closest licensed repair facility to have your vehicle taken to and have them call 800.579.2233 for authorization before starting any repairs.
  • Always consult your Vehicle Service Contract to confirm what specific coverage you have.
How do I add an option to a contract?2026-09-11T19:55:35+00:00

You can submit a request to add an option to your contract by emailing our Data Processing Department at dataprocessing@agws.com.

Please include the following information:

  • Agreement number.
  • The details of the option request.
  • Phone number where you can be reached.
  • Please Note: additional coverage will not become activated until 30 days after remittance is received by AGWS.

The Data Processing Department will review your request and contact you with any additional questions or requirements.

How do I start a claim?2026-10-01T18:07:16+00:00
  • Protect your vehicle from further damage.
  • If necessary, have your vehicle towed to the nearest repair facility, do not drive the vehicle.
  • Locate a licensed repair facility of your choice.
  • Give the repair facility your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. (Toll-free number: 800.579.2233
  • Authorize the repair facility to diagnose the problem with the vehicle.
  • Once the repair facility has diagnosed the issue they must obtain repair authorization from American Guardian Warranty Services, Inc. prior to completing repairs.
How do I file a claim?2026-09-11T19:55:36+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated in your contract.
  • To start your claim for a Vehicle Service Contract, please locate a licensed repair facility of your choice.
  • Give the repair facility your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233.
  • Authorize the repair facility to diagnose the problem with the vehicle. The repair facility must obtain repair authorization from American Guardian Warranty Services, Inc. prior to initiating any repairs.
How do I start an Appearance claim?2026-10-01T18:11:21+00:00
  • Please visit the AGWSclaims online application by clicking https://claims.agws.com to begin the claims process.
  • Reference the information contained in the “How to Access Your Portal” document and the “User Guide” for instructions on how to submit a claim via the AGWSclaims online application.
How do I start a GAP claim?2026-09-11T19:55:36+00:00
  • Please visit the AGWSclaims online application by clicking https://claims.agws.com to begin the claims process.
  • Reference the information contained in this “How to Access Your Portal” document and the “User Guide” for instructions on how to submit a claim via the AGWSclaims online application.
How do I start a Key Replacement claim?2026-10-05T21:02:26+00:00
  • AGWS recommends contacting your selling dealer if possible.
  • Otherwise, locate a licensed repair facility of your choice that has the capability to replace your key. (Please note that not all dealers or repair facilities have the ability to replace your key.
  • Or, complete a claim form here.
How do I start a Tire & Wheel claim?2026-09-11T19:55:37+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated in your contract.
  • Protect your vehicle from further damage.
  • If necessary, have your vehicle towed to the nearest tire repair facility, do not drive the vehicle.
  • Locate a licensed tire repair facility of your choice.
  • If the vehicle is a RV, you may be able to contact a local mobile repair facility for tire repair or replacement.
  • Provide the tire repair facility with your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233.
  • The repair facility must obtain repair authorization from American Guardian Warranty Services, Inc. prior to installing any tires or rims.
  • AGWS has National Fleet Accounts with Discount Tire, Firestone, and Pep Boys.
How do I start a Vehicle Service claim?2026-10-01T18:09:37+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated at the bottom of your contract.
  • Please notify the repair facility that you have a service contract administered by American Guardian Warranty Services.
  • Give the repair facility your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233.
  • Authorize the repair facility to diagnose the problem with the vehicle.
  • The repair facility must obtain repair authorization (authorization number) from American Guardian Warranty Services, Inc. prior to initiating any repairs.
How do I submit a claim where the work has already been completed?2026-09-11T19:55:37+00:00
  • As you are aware, Authorization is required in advance by American Guardian Warranty Services, Inc. for all repairs.
  • Unauthorized repairs are not guaranteed for reimbursement.
  • Please review the wording at the bottom of your Mechanical Repair Agreement.
  • Please call our Customer Service Department to speak to a Customer Service Associate for consideration.
  • We will review your request to make sure that we have a repair that may have been covered under your contract prior to any submission.
  • If the repair would have been applicable for coverage, the CSR will make sure that you have all the necessary paperwork for evaluation.
  • AGWS is only willing to evaluate one (1) unauthorized claim for consideration.
  • Future unauthorized claims will be denied.
How will my claim get paid?2026-09-11T19:55:37+00:00
  • More than 90% of claims are paid to the repair facility directly by Corporate Credit Card, though payment by check is available upon request.
  • Prior to repairs being completed, please verify the repair facility will accept payment from American Guardian Warranty Services, Inc.
  • If the repair facility requires you to pay them for repairs and submit your own claim, the check payment process can take up to 30 days from receipt of acceptable claim documents.
How do I find the current status of my claim or claim payment?2026-09-11T19:55:37+00:00

For Vehicle Service Contracts, please contact your repair facility.

  • If your claim was for GAP or Appearance Protection and was filed through the AGWSclaims online application please visit https://claims.agws.com to check the status.
  • Otherwise, you can contact the American Guardian Warranty Services, Inc Customer Service Department at 800.579.2233 to obtain the curent status of your claim.
How do I check my payment status?2026-09-11T19:55:37+00:00

For a credit card payment, we require the following information to process your claim:

  • A final repair order
  • A complete VIN
  • Mileage
  • Contract holder signature either on the write up, night drop, hard copy, or the final invoice
  • Any sublet bills including towing and rental
  • An email address or FAX number where our credit card can be sent to you

Please Email your documents to PAYMENTS@agws.com.

If we receive acceptable documentation by 3 PM Central Time, we will try to process and issue payment the same day via our credit card payment method.

If not, your payment will be processed the morning of the next business day.

The credit card forwarded to you is a onetime use stored value credit card which cannot be over charged and does not allow additional transactions.

If you have any questions regarding the authorized claim amount or the use of our credit card, please send an email to PAYMENTS@agws.com.

Why was this claim or item denied?2026-09-11T19:55:37+00:00

There are several possible reasons that a claim or item on a repair may not be covered:

  • If the vehicle was outside of the expiration by time or miles.
  • Component or item is either excluded from coverage or is not named in your contracts Terms and Conditions.
  • Please refer to your contract for specific coverage information.
  • Should you need additional information about our claim decision, please call our Customer Service Department at 800.579.2233 during business hours.
  • We are open 8 am to 6pm (CST)
What time is the latest that my shop can get paid by credit card?2026-09-11T19:55:37+00:00
  • Requests for payment must be received by AGWS no later than 3 p.m. CST to be considered for payment by 6 p.m CST.
  • If payment has been approved by AGWS, it may be sent to the repair facility by 6 p.m CST. Otherwise, approved payments will be processed the next business day.
  • Payment time is not guaranteed.
What is the status of my transfer request?2026-09-11T19:55:37+00:00
  • To obtain the status of your transfer request contact our Customer Service Department at 800.579.2233 Monday – Friday from 8 a.m. – 6 p.m. CST.
How do I correct the VIN on a contract?2026-09-11T19:55:36+00:00
  • Submit a request by emailing our Data Processing Department at dataprocessing@agws.com.
  • Please include the following information in your email:
  • The Data Processing Department will review your request and contact you with any additional questions, and if applicable, provide updated cost and arrange for payment.
How do I correct the starting mileage on a contract?2026-09-11T19:55:36+00:00

Submit a request to change the mileage on the contract by emailing our Data Processing Department at dataprocessing@agws.com.Please include the following information:

  • Agreement number.
  • A copy of the original purchaser’s order showing the correct mileage.

The Data Processing Department will review your request and contact you with any additional questions or requirements.

How do I add or change the email address on my contract?2026-09-11T19:55:35+00:00

Submit a request to our Customer Service Department at customerservice@agws.com with the following information:

  • Agreement number.
  • Current email address on the contract.
  • New email address.
How Do I Start A Vehicle Service Claim?2026-05-13T02:31:30+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated in your contract.
  • To start your claim for a Vehicle Service Contract, please locate a licensed repair facility of your choice.
  • Please visit the AGWSclaims online application by clicking https://claims.agws.com to begin the claims process.
  • Give the repair facility your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233. Authorize the repair facility to diagnose the problem with the vehicle. The repair facility must obtain repair authorization from American Guardian Warranty Services, Inc. prior to initiating any repairs. If you don’t have online access, please call 800.579.2233.
Ho Do I Start A GAP Claim?2026-05-13T02:31:45+00:00
  • Please visit the AGWSclaims online application by clicking https://claims.agws.com to begin the claims process.
  • Reference the information contained in this “How to Access Your Portal” document and the “User Guide” for instructions on how to submit a claim via the AGWSclaims online application.
How Do I Start An Appearance Claim?2026-05-13T02:32:09+00:00
  • Please visit the AGWSclaims online application by clicking https://claims.agws.com to begin the claims process.
  • Reference the information contained in the “How to Access Your Portal” document and the “User Guide” for instructions on how to submit a claim via the AGWSclaims online application.
How Do I Start A tire & Wheel Claim2026-05-13T02:31:18+00:00
  • All repairs require repair authorization from AGWS in advance.
  • Only authorized claims are guaranteed payment as pre-approved.
  • Unapproved and unauthorized claims will be declined as stated in your contract.
  • Protect your vehicle from further damage.
  • If necessary, have your vehicle towed to the nearest tire repair facility, do not drive the vehicle.
  • Locate a licensed tire repair facility of your choice.
    If the vehicle is a RV, you may be able to contact a local mobile repair facility for tire repair or replacement.
    Provide the tire repair facility with your service agreement so that they can contact the Claims Department at American Guardian Warranty Services, Inc. at 800.579.2233.
  • The repair facility must obtain repair authorization from American Guardian Warranty Services, Inc. prior to installing any tires or rims.
  • AGWS has National Fleet Accounts with Discount Tire, Firestone, and Pep Boys.
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